Tennessee Mobile Home Insurance Coverage

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Mobile Home Insurance Coverages

Mobile Home Insurance

Mobile home insurance differs from traditional homeowners insurance because of the construction of the homes, and also because they can be vulnerable when it comes to certain types of weather conditions. When selecting a mobile home insurance policy, you want to make sure you select a policy that is going to provide you with the type of coverage you need based on the types of weather systems you experience in your area and also based on the value of the items in your home. Choice Insurance Agency LLC, Tennessee provides ample options for those in search of mobile home insurance.

Standard Mobile Home Insurance Coverage

Standard mobile home insurance coverage includes a number of protections for the homeowner as well as others who reside within the property. These coverages include:

Liability insurance

This type of coverage takes care of the costs associated with accidental injuries are property damage to those that are not residents of the home. This element of coverage also takes care of any expenses incurred should you have someone come to visit, they get hurt on your property and it results in them filing a lawsuit.

Personal Property Coverage

This type of coverage is there to help you manage the costs of repairing or replacing any belongings in the structure which would include items like Electronics, furniture, dishes and other items should they become damaged or stolen.

Physical Damage Coverage

This type of coverage is there to pay for damages associated with events covered under the terms of your policy. These types of occurrences include but are not limited to:

  • lightning strikes
  • fires
  • busted pipes
  • wind damage
  • hail
  • explosions
  • landslides
  • falling objects
  • animal destruction
  • snow and ice

There are also additional coverages you can add onto a standard mobile home insurance policy. The friendly agents at Choice Insurance Agency LLC, Tennessee, would be more than happy to speak to you about your options. Give them a call today to see how they can help you satisfy your mobile home insurance needs.